With Cash Back Credit Cards the card holder will earn cash rewards each time you use your card. The cashback credit card pay you a percentage of cash based on the amount of purchases that were charged to your card. Every offer will differ in in just how you will be granted your cash back rewards. Some may add to your account and some may prefer you to request a check made out to you for the amount of the rewards you have earned. Take your time to familiarize yourself with each cards terms and conditions prior to choosing and compare the offers to find which one best suits your financial needs. As always read the fine print. Reading the fine print will save you from having unexpected surprises later on and could very well help you choose the proper card.
Citi Dividend Platinum Select Card offers 0 percent annual percentage rate on all balance transfers for a full year, after that the normal interest rate of 10.49% APR will be charged to all balance transfers and all purchases made from the beginning of the account. You will get 5% cashback on all the things you buy at supermarkets, drugstores, gas stations, AM/PM stores, and utilities including phone for half a year and cashback on the things you buy. You will earn 1 percent cash rewards on all other purchases. There are unlimited cash back rewards when making purchasesyou shop at the Citi Bonus Cash Center. You can also earn cash back on all cash advances and transferred balances. No annual fees are charged.
Capital One No Hassle Cash Rewards carries the option of an annual percentage rate of 0% on purchases for six months, after six months the interest rate of 13.24% APR will be applied. Members will pick up 1% cash back on all purchases made from the inception of your account and a bonus on the money accrued during the year. There are no limits placed on the amount of cashback you can receive. You can get your Cash Reward Credit Cards on demand. Cash back rewards have no expiration date as long as the account is active. There is no annual fee with the account. Excellent credit is a requirement to receive one of these credit cards.
Clear from American Express is a Credit Card Cash Rebate offering 0% Introductory APR for an entire year on purchases. The balance transferred has an annual percentage rate of 5.99% and is locked in until it is paid in full. There are no annual fees, no late fees, over-limit fees, balance transfer fees or cash advance fees. The normal rate for purchases is 13.24% APR. You have the option to make flexible payments and can pay your balance in full or carry it over. You are granted World Class Cardmember points and comes with Purchase Protection and Buyers Assurance Plan, and Return Protection.